Since the recession in 2008, many Tennessee families have had a difficult time meeting all their financial burdens. People have had to rely on credit cards, loans and other financial help to make ends meet. However, over time, you may have found yourself unable to manage and seeking debt relief. For many debtors a Chapter […]
Bankruptcy and the Automatic Stay
Tennessee residents who are considering bankruptcy are likely being contacted by creditors. These creditors are trying to collect on the debts that are owed to them. Once a bankruptcy is filed, however, these creditors will no longer be able to call consumers or engage in debt collection. When a bankruptcy is filed, a legal device […]
Financial Challenges Spur Non-Discretionary Debt
There has been a lot of talk lately about the nation’s financial recovery. Though things certainly seem to be getting better, it is not a perfect picture. In fact, some statistics have experts worried. For example, the average auto loan term period reached 66 months for the first time in the first quarter of 2014. […]