What Are Secured Transactions?

When people purchase property they may think that they own the property outright. In many cases, that is true — especially with consumer goods. However, in certain cases, the person or entity selling retains some interest in the property. This interest —...

Collections Firm Sued For Questionable Practices

Collection agencies often have large amounts of resources available to them to collect a person’s debt. They can obtain wage garnishments, they can repossess property and foreclose on liens. This can be very intimidating to debtors in Tennessee and other parts...

Feds Turn To Wage Garnishment To Collect Unpaid Student Loans

It’s no secret that a college education is expensive in Tennessee. The costs of higher education have been increasing throughout the nation for some time. However, for many residents a college degree is the only way to ensure that they can get a job. But, in...

Tips For Stopping Creditor Harassment

When a consumer borrows money the creditor expects that they will be paid back. In some cases, however, consumers are unable to pay the money back like they thought they would. In today’s economy this is not an unusual situation for Tennessee residents. Job...

Consumers Have Rights Against Collection Agencies

It can be easy for people to fall behind on their credit card bills and other consumer debts. People can face difficult financial times that make it impossible to pay. A job loss, a medical crisis and other emergencies are often to blame. In these situations,...